LOCAL KNOWLEDGE. PRACTICAL INSIGHT.Overland Park, Kansas · NMLS #2289
FIELD NOTES FOR REALTORSOCTOBER 22, 2026 / FALL EDITION

The Home Edit.

Market context. Listing tools.
Stronger conversations with your clients.

FOR REALTORS · FROM FAIRWAY AT CORPORATE WOODSExplore this issue
Appraisals are changing November 2. Get the facts—and the checklist—before your next listing.
Be prepared
01 / THE READING ROOM

Your edge in a changing market.

Perspective for pricing, marketing,
and advising your clients.

6 stories, one fresh perspective
02 / YOUR AGENT ADVANTAGENOV 022026

New report.
Better preparation.

UAD 3.6 brings a more detailed appraisal report for Fannie Mae and Freddie Mac loans. Accurate listing details help appraisers understand the property and can reduce follow-up requests.

Get the agent checklist
HAVE THIS READY
01

Renovation dates & scope

What changed, when, and which rooms.

02

Permits & property details

Additions, garage conversions, ADUs, and accurate room counts.

03

Solar documentation

Owned, leased, or financed—with the paperwork.

04

Seller credits & concessions

Every dollar and its purpose, disclosed up front.

BE SPECIFIC, NOT VAGUE.

“Kitchen remodeled in 2022: new cabinets, quartz, appliances.”

Timeline note: November 2, 2026 is the UAD 3.6 mandate date for new appraisal reports submitted to UCDP. Lenders with a requested policy exception may continue UAD 2.6 submissions through May 19, 2027 while adopting UAD 3.6. Confirm the report required for your client’s transaction with their lender. Official Fannie Mae guidance
THE TOOLKIT

Ready for your next listing.

Save it. Share it. Put it to work.
PDF · 1 PAGE

The Agent Appraisal Checklist

Your listing, your comps, and your pending sale—one practical checklist.

Download
PDF · 1 PAGE

Appraisal Changes: Heads Up

A quick overview of what’s changing and the details appraisers need.

Download

Original supplied materials. Read the timeline note above for the lender policy-exception period.

03 / FINANCING INSIGHT FOR YOUR BUYERSLIMITED-TIME PROGRAM

Another financing option.
For your buyer conversations.

Know when Fairway’s Home Budget Booster may fit your clients.

When discussing financing with your buyers, ask our team whether a lender-paid temporary buydown could fit their situation. Eligible conventional-loan buyers may receive lower principal-and-interest payments in year one.*

  • Discuss first-year payment relief with eligible buyers
  • Set expectations about payments after year one
  • Confirm eligibility and deadlines with our lending team
HOME BUDGET BOOSTER
0.5%

Temporary first-year buydown*

First-year payments are based on a rate 0.5 percentage point below the note rate. After year one, payments are based on the original note rate for the rest of the loan term.

LENDER-PAID 0.5/0 BUYDOWN · CONVENTIONAL LOANS ONLY
BUYER APPLICATION WINDOWSep 28–Dec 31, 2026
LOCK BYDecember 31, 2026
FUND BYFebruary 28, 2027

*Not all customers will qualify. Subject to credit and property approval. Must close and fund with Fairway Home Mortgage. Promotion expires December 31, 2026 and cannot be combined with other incentives or discounts. Not all temporary buydown options are available for every product or scenario. This is not a permanent reduction to the loan’s note rate.

Program terms & full disclosures

Conventional loans only. Copyright©2026 Fairway Independent Mortgage Corporation doing business as Fairway Home Mortgage. NMLS#2289. 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. www.fairway.com. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Opportunity. * Not all temporary buydown options are available for every product or scenario. Talk to your Fairway Home Mortgage loan officer for more details. A .5/0 lender-paid temporary rate buydown will reduce the note rate by .5% for the first year of the term, after which the rate will revert back to the original note rate for the remainder of the term. Loan must close and fund with Fairway Home Mortgage. Eligible on applications submitted between 9/28/2026 and 12/31/2026 and locked by 12/31/2026. Must fund by 2/28/2027. Promotion expires 12/31/2026. Special incentive offer subject to change without notice. This offer not valid with any other incentives or discounts. Fairway Home Mortgage is not affiliated with any government agencies. Materials are not from HUD or FHA.

View the original supplied Budget Booster flyer

The supplied flyer is a loan-officer template and contains sample contact information. For program questions about a buyer scenario, select a loan officer from the Budget Booster menu above.

04 / CLIENT CONVERSATION STARTERS

Share-worthy ideas for your clients.

Homeowner topics to share
in your follow-up and outreach.

YOUR LOCAL LENDING TEAM

Let’s support your next transaction.

Have a buyer financing scenario, an appraisal question, or a client who may qualify for Budget Booster? Connect with your Corporate Woods lending team to discuss the details.